New York Bankruptcy Lawyer Helping You File For Bankruptcy
The process of bankruptcy is difficult to navigate without professional help. A New York bankruptcy lawyer can explain your options and help you make the best decision for your particular circumstances. The Law Firm of Joseph Lassen’s bankruptcy attorney will help you make the most informed decisions particular to your situation and what you’re working towards.
Make Informed Decisions With A Chapter 7 Bankruptcy Attorney
Bankruptcy is a legal process that enables you to repay creditors over time through debt restructuring. Different states have unique laws surrounding bankruptcy, but in New York, the most common filings for individuals are Chapter 7 and Chapter 13 bankruptcies. Meanwhile, businesses can file for Chapter 7, 11, and 13 bankruptcies.
If you have very little money left after paying your bills, Chapter 7 bankruptcy might be right for you. The point of Chapter 7 is to get rid of as much debt as possible. A chapter 7 lawyer who specializes in this kind of bankruptcy can help you figure out if it’s the best choice, and can also help with the paperwork and filing or handle your case at the courts if necessary.
A bankruptcy proceeding could offer you the chance to have a completely fresh start by discharging your debts. This life change could be significant for people who have been having financial difficulties. However, it is important to speak with a bankruptcy attorney before taking this step, as bankruptcy proceedings can be very complex.
If you’re still looking for “Chapter 7 bankruptcy lawyers near me” or trying to find the best “Chapter 7 bankruptcy attorney near me,” to work with your unique case, then look no further than the Law Firm Of Joseph Lassen.
Experienced And Up-To-Date Bankruptcy Attorney NYC
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was a major overhaul of the bankruptcy code. The new law made it more difficult for consumers to file for bankruptcy and made it easier for creditors to collect on debts. The law was heavily criticized by consumer advocates, who argued that it made it too difficult for people to get a fresh start. However, the law did make some important changes that helped to protect consumers.
At the Law Firm of Joseph Lassen, a New York bankruptcy attorney, is both experienced and up-to-date on the latest changes in the law with a high success rate in working with past clients.
If you are considering bankruptcy, it is important to understand the recent changes in the law. A bankruptcy attorney can help you navigate these changes and make the best decision for your situation.
A bankruptcy lawyer can help you grasp the different types of bankruptcy available to you and advise you on which is the best option for your unique circumstances. Our New York bankruptcy lawyer can also help you file for bankruptcy and represent you in court if necessary.
Chapter 7 Bankruptcy Lawyer New York
What The Benefits Of Filing For Chapter 7 Bankruptcy Could Mean To You
In today’s fiscal climate, many families are struggling to make ends meet under the weight of high-interest credit card debt. Credit card companies and banks often sue delinquent borrowers for their overdue debts. Bankruptcy laws can potentially protect you from these lawsuits and help you get a fresh start.
There are many benefits of filing for chapter 7 bankruptcy in New York. Some of these benefits include:
- You can discharge most or all of your unsecured debts, including credit card debt, medical bills, and personal loans.
- You can get a fresh start and rebuild your credit rating.
- You can keep your property, including your home and car.
- You can avoid costly and time-consuming legal proceedings.
- You can get immediate relief from creditor harassment and wage garnishment.
If you are considering bankruptcy, and are searching for “bankruptcy lawyers near me,” contact our New York bankruptcy lawyer today tol help you find out if bankruptcy is the right option for you.
Bankruptcy Lawyer
Never Expect Less From Your Staten Island New York Bankruptcy Lawyer
Bankruptcy law exists to help those in debt start anew. We also advise our clients on credit management post-bankruptcy.
Contrary to popular belief, you do not have to wait seven years for your credit score to rebound after declaring bankruptcy. Although bankruptcy will reflect on your report for 10 years, with good financial practices, you can improve your credit significantly within three years. In fact, our clients often purchase cars and qualify for mortgages just two or three years following their declaring bankruptcy.
It might come as a surprise, but people who file for bankruptcy often start receiving credit card offers in the mail soon after their debts are discharged. Offers for unsecured or secured credit cards (with a low limit) can arrive within a month of the discharge. And some of these cards don’t require deposits!
If you are searching for a “bankruptcy attorney near me,” our law firm can provide you with the expert legal assistance you need to make the best decision for your situation. We can help you understand the options available to you and guide you through the bankruptcy process. We will work tirelessly to protect your interests and help you achieve the best possible outcome.
If you are concerned about paying extra fees after searching for “debt lawyers near me,” we would be happy to discuss your case with you over the phone before you come in for a visit without charges.