Dependable New York Bankruptcy Attorney For Credit Card Debts
Debt accrued from using credit cards can be a difficult financial burden to bear. If you find yourself in this situation, know that you are not alone. The Staten Island bankruptcy attorney at the Law Firm of Joseph Lassen can assist you to get the best options available to help get your finances back on track.
The Problem With Credit Cards In NYC
Credit card debt is a major problem in New York City for several reasons. First, the cost of living is high. Housing costs are particularly expensive, and many people have to use credit cards to pay for basic necessities like food and transportation. Credit card companies know that some New Yorkers among us are struggling financially, and they target us with aggressive marketing campaigns encouraging people to use credit cards.
Because so many New Yorkers are also uninformed about credit and finance overall, they often make poor choices that trap them in debt. Credit card companies deliberately trap financially struggling families in a cycle of debt. They lend money to these families, knowing full well that they will eventually borrow too much.
Once the debt becomes too high, credit card companies raise the interest rate so high that it takes years for these families to pay off the loan. This practice enriches credit card companies and destroys the finances of many consumers.
Many consumers wait too long to seek bankruptcy protection and end up depleting their savings or using their unemployment checks to try and pay back high-interest credit cards. Only after years of suffering do they finally seek help for their financial situation.
Credit card debt can be a serious problem for individuals and families in New York City, but it doesn’t have to be. With the right guidance and financial advice, consumers can get out of credit card debt and improve their lives.
Why Seek Legal Help From Chapter 7 Bankruptcy Lawyer New York?
A Chapter 7 bankruptcy can give individuals a new beginning by erasing their debt. This type of suffering is needless and avoidable.
One way to get relief from credit card debt is to file for Chapter 7 bankruptcy. This type of bankruptcy can erase your debt, allowing you to start fresh without the burden of high-interest credit card payments.
If you are struggling with credit card debt, it is important to seek professional help. A qualified bankruptcy attorney can guide you through the process and help you make the best decisions for your financial future. With the right planning and advice, you can get relief from credit card debt and start rebuilding your life.
We can help you rebuild your credit immediately after bankruptcy. Some of our clients get mortgages two years after their bankruptcies were discharged. If you know anyone who needs assistance, please have them give our bankruptcy attorney a call.
Bankruptcy Lawyer
Are You Searching For A Reputable "Debt Lawyers Near Me?
If you are searching for a dependable “bankruptcy attorney near me” who can help you understand how the process might work for your unique situation, you are in luck!
The New York bankruptcy lawyer at The Law Firm of Joseph Lassen can guide you through the filing process from start to finish. An experienced bankruptcy attorney from our law firm can make the process much simpler for you and help you decide whether bankruptcy may be the best course of action for you.
With the help of a dependable New York bankruptcy lawyer, you can rest assured that your case will be handled professionally and efficiently with your best interest in mind.